31 October 2017 | Internet

The responsible investment arrives to remain

In the last years, the initiative has counted with the impulse of the great institutional investors

The responsible investment is being spurred by a generation of millennials that in addition to looking for the traditional return on equity, is sensitized by the social and environmental impacts and demands a balance between generation of wealth, protection of the surroundings and social commitment.

The socially responsible investment (ISR) increases in parallel with the increasing interest by the sustainable development and the enterprise social responsibility. In the last years, initiative has counted with impulse of great investors institutional and of pension funds, that does not lose of view the environmental impact and social of the companies in which they deposit the money of the economizers, as well as their practices of good governance. This philosophy tries to now give to an answer to the investors millennials, more sensitized with variables ligatures to the social development as as much environmental, assuming that the behavior of a company can be an indicator of the quality of its management and to allow him to be better prepared to manage potential risks and opportunities in the long term.

This philosophy of investment is applicable to all the financial products, or are individual bottoms, pension plans and of use, life insurances and societies or bottoms of venture capital. In addition, there are thematic bottoms that invest in water, micro finances and clean energies, looking for a yield as much financier as social. Like in any other financial investment, a product ISR can invest in monetary assets (letters of the treasure, company promissory notes), rent determines (national debt: bonds and obligations; bonds and obligations of company) or variable rent (action).

Reasons for the investors to bet by the sustainability

Every time it is clearer that those organizations that invest with environmental reasonings, social and of governance they secure better reputation in addition to an optimal economico-financial and if so stock-exchange performance. The ISR as much considers as much financial criteria (liquidity, yield and risk) as environmental, social and of good governance, in the processes of analysis and decision making of investment, as in the exercise of the active property (right inherent politicians to determined active financiers, as the vote responsible in the meetings for shareholders). The ultimate goal is to involve and to do contributor to the companies in the advance towards a sustainable development, and against this background stock-exchange indices exist responsible socially that allow the investors to know what companies fulfill standards of social responsibility, environmental and of good governance.

In this line, the environmental factor is being one of the motors of the responsible management. The challenges that the climate change for the humanity presents, cause that the financial sector generally, and the collective investment in particular takes party. The data guarantee this premise. Millennials (people among 18 and 35 years) is the generation more ready to value the sustainable bottoms and to invest in them. More than half (52%) of them it always invests often or in sustainable bottoms, comparison with 40% of Generation X (36 to 50 years) and 31% of the generation of the Baby Boom (51 to 69 years).

Source: Light of Vigo

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